At UPA we recognize that in most cases, your greatest asset is your ability to earn income. It is this ability which will help you to have the means at your disposal to realize your financial goals and dreams.

Life's journey can be likened to a tight rope walker's trip across the high wire; one slip can lead to catastrophe. Statistics for serious illness and long term incapacitation through sickness or injury should make worrying reading for the under or non-insured.

Loss of income earning ability and the cost of severe sickness have the potential to knock one off the high wire, completely ruining the financial plans of both families and businesses. So too the loss of a breadwinner, homemaker, business partner or key employee through unexpected death or total and permanent disability. At UPA we can quantify the size of financial loss which you would experience if you were unfortunate enough to experience tragic circumstances of this kind.

We can then remove the financial uncertainty of such unpalatable scenarios by creating an appropriate safety net of risk insurance benefits, individually designed for each client to help catch their fall financially if they should slip from the wire. This process ensures that while the method of reaching their financial goals may change, for clients of UPA, the ability to reach them does not.